Procedure for removing a person's name from a property certificate What should I do if the price of the house I just bought drops?

The price of new buildings will be different at different times, and it is impossible to judge whether it will go down or up. If you have signed a contract and paid a down payment, and you find that the house price has dropped, you will not be very happy. Can you ask the developer to return the money? Generally, it is difficult. Try to unite major owners to boycott the developer, and you may be able to recover some losses. Now, let's learn about the relevant knowledge with Encyclopedia Knowledge Network!

Contents of this article

1. Procedure for removing a person’s name from a property certificate

2. What should I do if the price of the house I just bought drops?

3. How to pay taxes if the two houses are not in the same city?

Procedure for removing a person's name from a property certificate

There are two ways to remove a person's name from a real estate certificate: one is through transfer and gift, and the other is through transfer and sale.

The transfer and gift method must be notarized at the notary office, while the transfer and sale method does not require notarization. Both methods require a certain amount of real estate registration fee and real estate transfer fee. The registration fee is 80 yuan, and the handling fee is calculated at 2 yuan per square meter. The transaction method is calculated at 6 yuan per square meter. In addition, house sales and house gifts are subject to tax.

Generally speaking, the materials that need to be brought during the transfer process include: the ID cards and copies of both parties, the relevant materials when the property was originally handled, the transferor's marital status certificate, etc. Whether it is a gift or a sale, both parties must be present or have a client present.

What should I do if the price of the house I just bought drops?

Houses are essentially commodities, and as commodities, their prices will fluctuate. However, houses are special commodities in my country. Under the macro-control of the state and regulatory authorities, the house prices are basically kept stable, especially to prevent large fluctuations. Therefore, it is impossible for the house price to suddenly drop sharply after you buy it. At most, it will be adjusted slightly.

Obviously, there is no need to make a fuss in this situation, and there is no way to change it. Because you can't always ask for house prices to rise, which does not conform to the law of market supply and demand. Especially for those who need housing or improve their housing needs, short-term rises and falls are not very meaningful and will not affect your needs.

In fact, it is possible for prices to rise or fall. If the housing price rises sharply after you buy a house, you cannot go back to compensate the real estate developer. Therefore, if the housing price falls, you cannot ask others to compensate you. As mentioned at the beginning, all commodities will always have price fluctuations with the market. Even if my country's real estate market has been regulated by "administrative means" for a long time, prices cannot be absolutely controlled. Because it has already violated the laws of the market economy.

In short, most of us are not speculators, so why should we care too much about the price fluctuations? Even if the price goes up, people who need housing cannot afford to buy it. As for those speculators, they will do whatever they want. Anyway, they have pushed the housing prices to the highest level in decades. Even if the price drops sharply after they bought at the high price, it is their own fault.

Do I need to pay taxes if my two properties are not in the same city?

The situation is like this: for the first time home buyers, the deed tax is only 1% for homes below 90 square meters, and 20% for homes above 90 square meters and below 140 square meters. Deed tax will be generated as long as the transaction is made.

Personal income tax is a tax that is incurred within 5 years.

The business tax is 5.7% of the transaction price for properties over 140 but less than 5 years old.

The tax you mentioned is a policy of local government. Some places have it, some don't.

The policies of the several taxes I just mentioned are different in each place. As far as the current market is concerned, the country will not uniformly levy property taxes on second homes. You can't transfer an inheritance to a real relative, the fee is very small, and the nature of the transfer is different.

So you won’t worry about the policy on second home purchase now.

As long as the housing prices in your city are not outrageously high, it's fine. If the housing prices are too high, the bubble will be too big, and some corresponding policies will be introduced to increase its value.

For example, the crackdown will be severe in first-tier cities such as Beijing, Shanghai, Nanjing, Pearl River, Hangzhou and provincial capitals.